You can choose any one of the 5 private health insurance plans with European coverage:
|
YELLOW |
SUNRISE |
HONEY |
MARIGOLD |
SAFFRON |
|
|
500,000 € |
1,2 MLN € |
1,5 MLN € |
1,75 MLN € |
2 MLN € |
|
|
EU+Turkey |
EU+Turkey |
EU+Turkey |
EU+Turkey |
EU+Turkey |
|
|
In-patient |
✔ |
✔ |
✔ |
✔ |
✔ |
|
Emergency |
✔ |
✔ |
✔ |
✔ |
✔ |
|
Cancer treatment |
✔ |
✔ |
✔ |
✔ |
✔ |
|
Transplant services |
✔ |
✔ |
✔ |
✔ |
✔ |
|
Out-patient |
x |
✔ |
✔ |
✔ |
✔ |
|
Comprehensive Out-patient |
x |
x |
✔ |
✔ |
✔ |
|
Maternity |
x |
x |
✔ |
✔ |
✔ |
|
Prevention |
x |
x |
✔ |
✔ |
✔ |
|
Fully Comprehensive Out-patient |
x |
x |
x |
✔ |
✔ |
|
Dental & Vision |
x |
x |
x |
x |
✔ |
Together with our partner MGEN, one of the most important insurance providers in France, we have created products that will enable you to have access to the best clinics and hospitals all over the European Union.
This insurance covers both companies, and individuals (under 70 years old) and their families. The payment system is flexible - payments can be made either quarterly, semi-annually or annually.
Private health insurance with international coverage offered by MediSky and MGEN guarantees its members access to premium healthcare services throughout the European Union.
For all inquiries, a dedicated person will be available to provide you with any information you might need, as soon as you need it.
Insurance costs can vary, depending on the benefits package chosen: from 70€ / month for medical services covering costs up to 2 000.000 €/annum
Now you can relax knowing your healthcare is in safe hands, leaving you free to enjoy life to the full. We have the perfect solution for all your healthcare needs!
(THE LIMITS ARE APPLIED PER INSURANCE YEAR UNLESS OTHERWISE MENTIONED IN CURRENT INSURANCE CONDITIONS OR IN THE INSURANCE POLICY)
|
BENEFITS |
YELLOW |
SUNRISE |
HONEY |
MARIGOLD |
SAFFRON |
|
OVERALL MAXIMUM LIMIT |
€ 500,000 |
€ 1,2 MLN |
€ 1,5 MLN |
€ 1,75 MLN |
€ 2 MLN |
|
Area of coverage |
European Union + Turkey + € 30 000 (30 days) for emergency hospitalisation outside the Area of Coverage |
European Union + Turkey + € 30 000 (30 days) for emergency hospitalisation outside the Area of Coverage |
European Union + Turkey + € 30 000 (30 days) for emergency hospitalisation outside the Area of Coverage |
European Union+ Turkey + € 30 000 (30 days) for emergency hospitalisation outside the Area of Coverage Free access to any clinic/ hospital |
European Union + Turkey + € 30 000 (30 days) for emergency hospitalisation outside the Area of Coverage |
|
INTERNATIONAL ASSISTANCE |
24/7 |
24/7 |
24/7 |
24/7 |
24/7 |
|
MEDISKy assistance |
✔ |
✔ |
✔ |
✔ |
✔ |
|
Local road & air ambulance |
Full cover |
Full cover |
Full cover |
Full cover |
Full cover |
|
Air evacuation/ Repatriation |
x |
€ 10 000 (repatriation of mortal remains) € 25 000 (air evacuation) |
€ 10 000 (repatriation of mortal remains) Full cover (air evacuation) |
€ 10 000 (repatriation of mortal remains) Full cover (air evacuation) |
€ 10 000 (repatriation of mortal remains) Full cover (air evacuation) |
|
Lump sum in case of death |
€ 5 000 |
€ 5 000 |
€ 5 000 |
€ 10 000 |
€ 15 000
|
|
Hospitalization |
Full cover (*all the expenses involved in hospitalisation are fully covered except the cost of the Surgical fees (including anaesthesia and theatre charges - operating room) - |
Full cover |
Full cover |
Full cover |
Full cover |
|
ProsthesEs |
Full cover |
Full cover |
Full cover |
Full cover |
Full cover |
|
Durable medical equipment |
x |
x |
€ 2 500 |
€ 2 500 |
€ 2 500
|
|
Cash-benefit |
€ 100 / night (max. 10 nights/ year) |
€ 100 / night (max. 10 nights/ year) |
€ 120 / night |
€ 150 / night |
€ 150 / night |
|
Cancer treatment |
Full cover |
Full cover |
Full cover |
Full cover |
Full cover |
|
Rehabilitation |
x |
€ 2 000 (after a surgery) |
Full cover (30 days/ each medical condition) |
Full cover (30 days/ each medical condition) |
Full cover (30 days/ each medical condition) |
|
Advanced imaging |
Full cover |
Full cover |
Full cover |
Full cover |
Full cover |
|
Transplant medical services |
Full cover (hospitalisation); € 20 000 (ambulatory) |
Full cover (hospitalisation); € 25 000 (ambulatory) |
Full cover (hospitalisation); € 30 000 (ambulatory) |
Full cover (hospitalisation); € 45 000 (ambulatory) |
Full cover (hospitalisation); € 45 000 (ambulatory) |
|
Maternity |
x |
x |
€ 5 000 (In-patient + Out-patient) + € 300/ night (maternity cash benefit) * 1 year waiting period |
€ 6 000 (In-patient + Out-patient) + € 350/ night (maternity cash benefit) * 1 year waiting period |
€ 7 000 (In-patient + Out-patient) + € 350/ night (maternity cash benefit) * 1 year waiting period |
|
Newborn care |
x |
x |
Full cover (if the mother has met the waiting period of 1 year for Maternity Cover) |
Full cover (if the mother has met the waiting period of 1 year for Maternity Cover) |
Full cover (if the mother has met the waiting period of 1 year for Maternity Cover) |
|
Complications of pregnancy |
x |
x |
Full cover * 1 year waiting period |
Full cover * 1 year waiting period |
Full cover * 1 year waiting period |
|
Hereditary and congenital conditions |
Full cover in the first 60 days after birth (hospitalization) |
Full cover in the first 60 days after birth (hospitalization) |
Full cover in the first 90 days after birth (hospitalisation) |
Full cover in the first 90 days after birth (hospitalisation) |
Full cover in the first 90 days after birth (hospitalisation) |
|
Home nursing |
€ 1 000 |
€ 5 000 |
Full cover (30 days/ after each hospitalisation case) |
Full cover (30 days/ after each hospitalisation case) |
Full cover (30 days/ after each hospitalisation case) |
|
HIV/AIDS |
€ 50 000 / lifetime |
€ 50 000 / lifetime |
€ 50 000 / lifetime |
€ 50 000 / lifetime |
€ 50 000 / lifetime |
|
Hospice and palliative care |
x |
x |
€ 10 000 |
€ 20 000 |
€ 30 000 |
|
Psychiatric treatment |
x |
x |
30 days - hospitalisation; |
60 days - hospitalisation; |
60 days - hospitalisation; |
|
Out-patient surgery |
x |
Full cover |
Full cover |
Full cover |
Full cover |
|
Emergency out-patient room |
€ 500 |
Full cover |
Full cover |
Full cover |
Full cover |
|
Ambulatory consultations |
x |
€ 1 000
|
€ 5 000
|
Full cover |
Full cover |
|
Prescribed medicines
|
Not covered (ambulatory) (full covered during hospitalisation) |
Full cover |
Full cover |
||
|
Laboratory analysis, X-rays, diagnostic tests |
|
€ 2 000 |
Full cover |
Full cover |
|
|
Physiotherapy |
x |
€ 1 800 |
Full cover |
Full cover |
|
|
Therapist consultations and complementary medicine |
x |
x |
Full cover |
Full cover |
|
|
Speech therapy |
x |
x |
Full cover |
Full cover |
|
|
Routine health check and vaccinations |
x |
€ 100 (Prevention - after 1 year waiting period) |
€ 500 (Prevention - after 1 year waiting period); € 200 (vaccinations) |
€ 500 (Prevention - after 1 year waiting period); € 350 (vaccinations) |
€ 500 (Prevention); € 350 (vaccinations) |
|
Optical benefits |
x |
x |
x |
x |
One annual vision/ eye test Glasses or contact lenses were prescribed by an ophthalmologist only (maximum € 200) |
|
Emergency dental treatment (in case of an accident/ trauma) |
x |
x |
€ 500 |
€ 1 000 |
€ 1 000 |
|
Dental treatment |
x |
x |
x |
x |
€ 1 000 maximum limit Prevention € 200, Routine and Major Restorative € 200 / tooth - maximum 4 teeth * waiting period 6 months |
