You can choose any one of the 5 private health insurance plans with European coverage:

 

 

YELLOW

SUNRISE

HONEY

MARIGOLD

SAFFRON

 

500,000 €

1,2 MLN €

1,5 MLN €

1,75 MLN €

2 MLN €

 

EU+Turkey

EU+Turkey

EU+Turkey

EU+Turkey

EU+Turkey

In-patient

Emergency

Cancer treatment

Transplant services

Out-patient

x

Comprehensive Out-patient

x

x

Maternity

x

x

Prevention

x

x

Fully Comprehensive Out-patient

x

x

x

Dental & Vision

x

x

x

x

Together with our partner MGENone of the most important insurance providers in France, we have created products that will enable you to have access to the best clinics and hospitals all over the European Union.

 

 

medisky and mgen

 

THE ADVANTAGES OF MEDISKY INTERNATIONAL PLANS

This insurance covers both companies, and individuals (under 70 years old) and their families. The payment system is flexible - payments can be made either quarterly, semi-annually or annually.

Private health insurance with international coverage offered by MediSky and MGEN guarantees its members access to premium healthcare services throughout the European Union.

For all inquiries, a dedicated person will be available to provide you with any information you might need, as soon as you need it.

Insurance costs can vary, depending on the benefits package chosen: from 70€ / month for medical services covering costs up to 2 000.000 €/annum

Now you can relax knowing your healthcare is in safe hands, leaving you free to enjoy life to the full. We have the perfect solution for all your healthcare needs!

 

TABLE OF BENEFITS AND DOCUMENTS

(THE LIMITS ARE APPLIED PER INSURANCE YEAR UNLESS OTHERWISE MENTIONED IN CURRENT INSURANCE CONDITIONS OR IN THE INSURANCE POLICY)

 

BENEFITS

YELLOW

SUNRISE

HONEY

MARIGOLD

SAFFRON

OVERALL MAXIMUM LIMIT

€ 500,000

€ 1,2 MLN

€ 1,5 MLN

€ 1,75 MLN

€ 2 MLN

Area of coverage

European Union + Turkey

+ € 30 000 (30 days) for emergency hospitalisation outside the Area of Coverage
Free access to any clinic/ hospital

European Union + Turkey

+ € 30 000 (30 days) for emergency hospitalisation outside the Area of Coverage
Free access to any clinic/ hospital

European Union + Turkey

+ € 30 000 (30 days) for emergency hospitalisation outside the Area of Coverage
Free access to any clinic/ hospital

European Union+ Turkey

+ € 30 000 (30 days) for emergency hospitalisation outside the Area of Coverage Free access to any clinic/ hospital

European Union + Turkey

+ € 30 000 (30 days) for emergency hospitalisation outside the Area of Coverage
Free access to any clinic/ hospital

INTERNATIONAL ASSISTANCE

24/7

24/7

24/7

24/7

24/7

MEDISKy assistance

Local road & air ambulance

Full cover

Full cover

Full cover

Full cover

Full cover

Air evacuation/ Repatriation

x

€ 10 000 (repatriation of mortal remains) € 25 000 (air evacuation)

€ 10 000 (repatriation of mortal remains) Full cover (air evacuation)

€ 10 000 (repatriation of mortal remains) Full cover (air evacuation)

€ 10 000 (repatriation of mortal remains) Full cover (air evacuation)

Lump sum in case of death

€ 5 000

€ 5 000

€ 5 000

€ 10 000

€ 15 000

 

Hospitalization

Full cover (*all the expenses involved in hospitalisation are fully covered except the cost of the Surgical fees (including anaesthesia and theatre charges - operating room) -
€ 30 000 / year)

Full cover

Full cover

Full cover

Full cover

ProsthesEs

Full cover

Full cover

Full cover

Full cover

Full cover

Durable medical equipment

x

x

€ 2 500

€ 2 500

€ 2 500

 

Cash-benefit

€ 100 / night (max. 10 nights/ year)

€ 100 / night (max. 10 nights/ year)

€ 120 / night

€ 150 / night

€ 150 / night

Cancer treatment

Full cover

Full cover

Full cover

Full cover

Full cover

Rehabilitation

x

€ 2 000 (after a surgery)

Full cover (30 days/ each medical condition)

Full cover (30 days/ each medical condition)

Full cover (30 days/ each medical condition)

Advanced imaging

Full cover

Full cover

Full cover

Full cover

Full cover

Transplant medical services

Full cover (hospitalisation); € 20 000 (ambulatory)

Full cover (hospitalisation); € 25 000 (ambulatory)

Full cover (hospitalisation); € 30 000 (ambulatory)

Full cover (hospitalisation); € 45 000 (ambulatory)

Full cover (hospitalisation); € 45 000 (ambulatory)

Maternity

x

x

€ 5 000 (In-patient + Out-patient) + € 300/ night (maternity cash benefit) * 1 year waiting period

€ 6 000 (In-patient + Out-patient) + € 350/ night (maternity cash benefit) * 1 year waiting period

€ 7 000 (In-patient + Out-patient) + € 350/ night (maternity cash benefit) * 1 year waiting period

Newborn care

x

x

Full cover (if the mother has met the waiting period of 1 year for Maternity Cover)

Full cover (if the mother has met the waiting period of 1 year for Maternity Cover)

Full cover (if the mother has met the waiting period of 1 year for Maternity Cover)

Complications of pregnancy

x

x

Full cover * 1 year waiting period

Full cover * 1 year waiting period

Full cover * 1 year waiting period

Hereditary and congenital conditions

Full cover in the first 60 days after birth (hospitalization)

Full cover in the first 60 days after birth (hospitalization)

Full cover in the first 90 days after birth (hospitalisation)

Full cover in the first 90 days after birth (hospitalisation)

Full cover in the first 90 days after birth (hospitalisation)

Home nursing

€ 1 000

€ 5 000

Full cover (30 days/ after each hospitalisation case)

Full cover (30 days/ after each hospitalisation case)

Full cover (30 days/ after each hospitalisation case)

HIV/AIDS

€ 50 000 / lifetime

€ 50 000 / lifetime

€ 50 000 / lifetime

€ 50 000 / lifetime

€ 50 000 / lifetime

Hospice and palliative care

x

x

€ 10 000

€ 20 000

€ 30 000

Psychiatric treatment

x

x

30 days - hospitalisation;
€ 3 000 (20 visits - ambulatory)

60 days - hospitalisation;
€ 3 000 (30 visits - ambulatory)

60 days - hospitalisation;
€ 3 000 (30 visits - ambulatory)

Out-patient surgery

x

Full cover

Full cover

Full cover

Full cover

Emergency out-patient room

€ 500

Full cover

Full cover

Full cover

Full cover

Ambulatory consultations

x

€ 1 000

 

€ 5 000

 

 

Full cover

Full cover

Prescribed medicines

 

Not covered (ambulatory) (full covered during hospitalisation)

Full cover

Full cover

Laboratory analysis, X-rays, diagnostic tests


x

€ 2 000

Full cover

Full cover

Physiotherapy

x

€ 1 800

Full cover

Full cover

Therapist consultations and complementary medicine

x

x

Full cover

Full cover

Speech therapy

x

x

Full cover

Full cover

Routine health check and vaccinations

x

€ 100 (Prevention - after 1 year waiting period)

€ 500 (Prevention - after 1 year waiting period); € 200 (vaccinations)

€ 500 (Prevention - after 1 year waiting period); € 350 (vaccinations)

€ 500 (Prevention); € 350 (vaccinations)

Optical benefits

x

x

x

x

One annual vision/ eye test Glasses or contact lenses were prescribed by an ophthalmologist only (maximum € 200)

Emergency dental treatment (in case of an accident/ trauma)

x

x

€ 500

€ 1 000

€ 1 000

Dental treatment

x

x

x

x

€ 1 000 maximum limit Prevention € 200, Routine and Major Restorative € 200 / tooth - maximum 4 teeth * waiting period 6 months

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